I was already answering these questions anyway

I’ve somehow become the person friends and family tend to come to with money questions, particularly anything involving mortgages, overpayments and working out what the numbers actually mean.

I’ve spent a lot of time helping people work through these things over the years, alongside figuring them out for my own mortgage. Eventually I started turning some of the explanations I was already giving into simple tools for them and for me, then thought they might be useful to other people asking the same questions too.

I’m building Money With Clo in my spare time, so this mortgage toolkit will grow over time. If there’s a mortgage question you wish was easier to answer, I’d genuinely like to hear it.